Maryland paycheck Calculator
Maryland applies progressive state income tax on top of federal withholding and FICA.
Gross (per period)
$2,308
Net (per period)
$1,837
Effective tax rate
20.4%
| Item | Per period | Annual |
|---|---|---|
| Gross pay | $2,308 | $60,000 |
| Federal income tax | $193 | $5,021 |
| Social Security | $143 | $3,720 |
| Medicare | $33 | $870 |
| MD state income tax | $101 | $2,638 |
| Net pay | $1,837 | $47,751 |
Deductions breakdown (per period)
- Federal income tax
- Social Security
- Medicare
- MD state income tax
Example: $60,000 salary, single, biweekly
Gross $2,308 per paycheck → estimated net $1,837 ($47,751 per year). Effective tax rate 20.4%.
How Maryland taxes your paycheck
Federal withholding uses IRS Pub. 15-T percentage-method tables for 2026. FICA includes Social Security (6.2% up to $184,500) and Medicare (1.45%, plus Additional Medicare on high earners). See our federal tax explainer for details.
Maryland uses graduated rates with a $3,350 standard deduction for single filers ($6,700 married filing jointly) in 2026.
MD state brackets (single)
| Taxable income | Rate |
|---|---|
| $0 – $1,000 | 2.000% |
| $1,000 – $2,000 | 3.000% |
| $2,000 – $3,000 | 4.000% |
| $3,000 – $100,000 | 4.750% |
| $100,000 – $125,000 | 5.000% |
| $125,000 – $150,000 | 5.250% |
| $150,000 – $250,000 | 5.500% |
| $250,000 – $500,000 | 5.750% |
| $500,000 – $1,000,000 | 6.250% |
| $1,000,000 – and above | 6.500% |
Take-home pay examples
| Annual salary | Net (annual) | Net (biweekly) |
|---|---|---|
| $40,000 | $32,632 | $1,255 |
| $60,000 | $47,752 | $1,837 |
| $80,000 | $61,522 | $2,366 |
| $100,000 | $74,642 | $2,871 |
| $150,000 | $106,707 | $4,104 |
$60,000 take-home vs neighboring states
- Virginia: $47,701 net (single, annual estimate)
- West Virginia: $48,337 net (single, annual estimate)
- Pennsylvania: $48,548 net (single, annual estimate)
- Delaware: $47,627 net (single, annual estimate)
- District of Columbia: $47,937 net (single, annual estimate)
FAQs
- Does Maryland have state income tax on wages?
- Yes. Maryland withholds state income tax using progressive brackets on taxable wages after the state standard deduction where applicable.
- What is taken out of a MD paycheck besides federal tax?
- Social Security (6.2% up to the wage base), Medicare (1.45%, plus Additional Medicare on high earners), and MD state income tax, then any local or program deductions.
- How accurate is this Maryland paycheck calculator?
- This tool uses published 2026 rates and IRS Pub. 15-T percentage-method federal withholding. Actual withholding can differ based on your W-4, bonuses, local residency, and employer policies. It is an estimate, not tax advice.